SB693
Motor vehicle insurance; unfair discrimination based on individual's consumer credit info., report.
Status:
In House
Latest Action:
Jan. 30, 2026
Senate: Read third time and passed Senate (36-Y 1-N 1-A)
Chief Patron:
Emily Jordan (R)
Session:
2026 Regular Session
Summary
As Introduced. Motor vehicle insurance; use of certain factors to establish rates prohibited.
Prohibits an insurer from using any classification system, rating plan, rules or rates, or modifications based in whole or in part on consumer credit information or scores to establish rates for any motor vehicle insurance policy issued or renewed in the Commonwealth. The bill also prohibits an insurer from refusing ... (More) to provide or refusing to continue to provide an individual with motor vehicle insurance coverage, limiting the amount or extent of motor vehicle insurance coverage, or charging an individual a different rate for the same motor vehicle insurance coverage solely because of an individual's consumer credit information or score. (Less)-
Bill History
- 01/14/2026 - Senate: Prefiled and ordered printed; Offered 01-14-2026 26105327D
- 01/14/2026 - Senate: Referred to Committee on Commerce and Labor
- 01/26/2026 - Senate: Senate committee offered
- 01/26/2026 - Senate: Senate committee offered
- 01/26/2026 - Senate: Reported from Commerce and Labor with substitute (11-Y 2-N 2-A)
- 01/27/2026 - Senate: Committee substitute printed 26106231D-S1
- 01/28/2026 - Senate: Rules suspended
- 01/28/2026 - Senate: Constitutional reading dispensed Block Vote (on 1st reading) (40-Y 0-N 0-A)
- 01/28/2026 - Senate: Passed by for the day Block Vote (Voice Vote)
- 01/29/2026 - Senate: Read second time
- 01/29/2026 - Senate: Commerce and Labor Substitute agreed to
- 01/29/2026 - Senate: Engrossed by Senate (Voice Vote)
- 01/29/2026 - Senate: Engrossed by Senate - committee substitute
- 01/30/2026 - Senate: Read third time and passed Senate (33-Y 2-N 1-A)
- 01/30/2026 - Senate: Reconsideration of passage agreed to by Senate (33-Y 2-N 1-A)
- 01/30/2026 - Senate: Read third time and passed Senate (36-Y 1-N 1-A)
