SB402
Residential property owners; insurance policies, roofing services by contractors.
Status:
Passed
Latest Action:
March 10, 2026
Senate: House substitute agreed to by Senate (40-Y 0-N 0-A)
Chief Patron:
Scott Surovell (D)
Session:
2026 Regular Session
Summary
As Passed House of Origin. Residential property owners; insurance policies; roofing services by contractors; prohibited practices and consumer protection.
Prohibits insurers from refusing coverage or canceling, refusing to renew, or increasing the premiums of a policy written to insure an owner-occupied dwelling solely based on the age or condition of the roof, except in certain circumstances. The bill also contains provisions related to consumer protection in the context of ... (More) contractors providing roofing services for residential property owners. The bill prohibits certain advertisements and conduct by contractors in such context. The bill includes contract terms that must be included by contractors in such context, and permits a residential property owner to cancel a contract for roofing services in the case of a declaration of a state of emergency by the Governor applicable to the geographic area where the property is located. Provisions of the bill related to prohibited conduct and requirements for contractors providing roofing services are subject to the enforcement provisions of the Consumer Protection Act. (Less)-
Bill History
- 01/13/2026 - Senate: Prefiled and ordered printed; Offered 01-14-2026 26105216D
- 01/13/2026 - Senate: Referred to Committee on General Laws and Technology
- 01/21/2026 - Senate: Assigned GL&T sub: Housing
- 01/21/2026 - Senate: Senate subcommittee offered
- 01/28/2026 - Senate: Reported from General Laws and Technology with amendments (14-Y 0-N 1-A)
- 01/30/2026 - Senate: Rules suspended
- 01/30/2026 - Senate: Constitutional reading dispensed Block Vote (on 1st reading) (38-Y 0-N 0-A)
- 01/30/2026 - Senate: Passed by for the day Block Vote (Voice Vote)
- 02/02/2026 - Senate: Read second time
- 02/02/2026 - Senate: Committee amendments agreed to (Voice Vote)
- 02/02/2026 - Senate: Engrossed by Senate as amended (Voice Vote)
- 02/03/2026 - Senate: Read third time and passed Senate (38-Y 0-N 1-A)
- 02/03/2026 - Senate: Fiscal Impact Statement from State Corporation Commission (SB402)
- 02/09/2026 - House: Placed on Calendar
- 02/09/2026 - House: Read first time
- 02/09/2026 - House: Referred to Committee on Labor and Commerce
- 02/18/2026 - House: Placed on Labor and Commerce Agenda
- 02/25/2026 - House: Assigned HCL sub: Subcommittee #2
- 02/25/2026 - House: Placed on Labor and Commerce Agenda
- 02/26/2026 - House: House subcommittee offered
- 02/26/2026 - House: Subcommittee recommends reporting with substitute (6-Y 0-N)
- 03/02/2026 - House: Placed on Labor and Commerce Agenda
- 03/03/2026 - House: Reported from Labor and Commerce with substitute (22-Y 0-N)
- 03/03/2026 - House: Committee substitute printed 26108168D-H1
- 03/03/2026 - Senate: Fiscal Impact Statement from State Corporation Commission (SB402)
- 03/05/2026 - House: Read second time
- 03/06/2026 - House: Read third time
- 03/06/2026 - House: committee substitute agreed to
- 03/06/2026 - House: Engrossed by House - committee substitute
- 03/06/2026 - House: Passed House with substitute (97-Y 0-N 0-A)
- 03/10/2026 - Senate: House substitute agreed to by Senate (40-Y 0-N 0-A)
