HB808
Insurance; unfair claim settlement practices, modification of load estimate.
Status:
Passed
Latest Action:
March 12, 2026
House: Senate substitute agreed to by House (98-Y 0-N 0-A)
Chief Patron:
Dan Helmer (D)
Session:
2026 Regular Session
Summary
As Passed House of Origin. Insurance; unfair claim settlement practices; modification of loss estimate.
Prohibits an insurer from altering or amending an insurance adjuster's report except in certain circumstances. The bill also prohibits a public adjuster from modifying an initial estimate of loss unless the revised estimate of loss (i) indicates any estimate of loss that has been modified from any prior estimate of ... (More) loss, (ii) provides a detailed explanation as to why each change was made, and (iii) includes the identity of the adjuster who is responsible for each change. The bill requires adjusters to retain all versions of the estimate of loss. (Less)-
Bill History
- 01/13/2026 - House: Prefiled and ordered printed; Offered 01-14-2026 26100346D
- 01/13/2026 - House: Referred to Committee on Labor and Commerce
- 01/22/2026 - House: Assigned HCL sub: Subcommittee #1
- 02/02/2026 - House: Fiscal Impact Statement from State Corporation Commission (HB808)
- 02/09/2026 - House: Placed on Labor and Commerce Agenda
- 02/10/2026 - House: Subcommittee recommends reporting with amendment(s) (8-Y 0-N)
- 02/10/2026 - House: House subcommittee offered
- 02/11/2026 - House: Placed on Labor and Commerce Agenda
- 02/12/2026 - House: Reported from Labor and Commerce with amendment(s) (20-Y 0-N)
- 02/15/2026 - House: Read first time
- 02/16/2026 - House: Read second time
- 02/16/2026 - House: committee amendments agreed to
- 02/16/2026 - House: Engrossed by House as amended
- 02/17/2026 - House: Read third time and passed House (97-Y 0-N 0-A)
- 02/18/2026 - Senate: Constitutional reading dispensed (on 1st reading)
- 02/18/2026 - Senate: Referred to Committee on Commerce and Labor
- 03/09/2026 - Senate: Senate committee offered
- 03/09/2026 - Senate: Reported from Commerce and Labor with substitute (12-Y 3-N)
- 03/09/2026 - Senate: Committee substitute printed 26109104D-S1
- 03/10/2026 - Senate: Rules suspended
- 03/10/2026 - Senate: Constitutional reading dispensed (on 2nd reading) (37-Y 0-N 0-A)
- 03/10/2026 - Senate: Passed by for the day (Voice Vote)
- 03/11/2026 - Senate: Read third time
- 03/11/2026 - Senate: Commerce and Labor Substitute agreed to
- 03/11/2026 - Senate: Engrossed by Senate - committee substitute
- 03/11/2026 - Senate: Passed Senate with substitute (33-Y 7-N 0-A)
- 03/12/2026 - House: Senate substitute agreed to by House (98-Y 0-N 0-A)
