HB601
Exemptions from garnishment; minimum protected account balance, certain benefit payments.
Status:
In House
Latest Action:
Feb. 4, 2026
House: Reported from Courts of Justice with amendment(s) (21-Y 1-N)
Chief Patron:
Phil Hernandez (D)
Session:
2026 Regular Session
Summary
As Introduced. Exemptions from garnishment; minimum protected account balance; certain benefit payments; procedure for financial institutions.
Requires certain financial institutions to automatically exempt from garnishment (i) a minimum protected account balance, defined in the bill as the combined total of not more than $1,000 in a judgment debtor's account or across multiple accounts in the same financial institution, and (ii) a protected amount of certain benefit ... (More) payments, defined in the bill, that have been deposited into the account via direct deposit or electronic deposit within the two months immediately preceding the day before a financial institution commences an account review. The bill describes an account review as a process of examining an account of a judgment conducted by a financial institution upon such financial institution's receipt of a garnishment summons to determine if any eligible benefit payments have been deposited within the applicable time period and, if so, to calculate the total sum of such benefit payments and establish the total as a protected amount that shall be automatically exempt from garnishment. The bill provides that such procedure to automatically exempt such funds shall not apply if the debt arises from a child support or spousal support obligation or if an exemption is otherwise prohibited by law. (Less)-
Bill History
- 01/13/2026 - House: Prefiled and ordered printed; Offered 01-14-2026 26104988D
- 01/13/2026 - House: Referred to Committee for Courts of Justice
- 01/26/2026 - House: Assigned HCJ sub: Civil
- 01/26/2026 - House: Placed on Courts of Justice Agenda
- 01/28/2026 - House: House subcommittee offered
- 01/28/2026 - House: Subcommittee recommends reporting with amendment(s) (9-Y 1-N)
- 02/03/2026 - House: Placed on Courts of Justice Agenda
- 02/04/2026 - House: Reported from Courts of Justice with amendment(s) (21-Y 1-N)
